tag:blogger.com,1999:blog-9067208411663732207.post5941351331465822440..comments2024-02-02T18:58:56.621-05:00Comments on Seek Wisdom, Find Wealth: 10 Ways To Avoid Overdraft FeesPatrice C. Washingtonhttp://www.blogger.com/profile/14854379974626115080noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-9067208411663732207.post-32163102250352830892012-09-28T10:14:23.399-04:002012-09-28T10:14:23.399-04:00This has been wonderfully helpful. I have had majo...This has been wonderfully helpful. I have had major problems with not using a register. I have got to put it in action. Now!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-5607550999683779192011-09-29T22:06:34.819-04:002011-09-29T22:06:34.819-04:00I work at a bank and the major mistake I see custo...I work at a bank and the major mistake I see customers do to cause fees is to not Keep your Register Updated. They just spend with no concept of what they have in their account available for use. You cannot just go by the balance. Unless the item has paid or is pending, the balance may not reflect what you have available for use.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-42031127867040624192011-08-26T16:42:47.047-04:002011-08-26T16:42:47.047-04:00Everyone is right about the cushioning. Just keep ...Everyone is right about the cushioning. Just keep try hard to keep that extra money going and get your accounts linked in case you go over the can withdraw from your savings. The mobile texting for account balances is an ABSOLUTE life saver!!sunshine69https://www.blogger.com/profile/16650190256558319083noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-37421144113651097102011-08-25T17:40:19.375-04:002011-08-25T17:40:19.375-04:00I've discontinued automatic drafts. My income ...I've discontinued automatic drafts. My income is limited and I would rather initiate every debit from my account myself. Most banks offer online bill pay. Utilize this instead of going to the vendor's payment page (because they often charge you a "convenience fee"). Also refrain from using your Visa/MC debit card to sign up for bills with automatic renewals. This has helped me aRishonahttp://www.21stcollegian.comnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-38677274567383629322011-08-25T09:52:43.468-04:002011-08-25T09:52:43.468-04:00I believe in maintaing a greater cushion, as well,...I believe in maintaing a greater cushion, as well, but I think everyone should just start where they can and build up from there. <br /><br />Thanks for your comment.Patrice C. Washingtonhttps://www.blogger.com/profile/14854379974626115080noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-56567047678989878742011-08-25T07:15:12.214-04:002011-08-25T07:15:12.214-04:00That "cushion" part is probably the most...That "cushion" part is probably the most important. I would go for a higher amount than $50 though. My ex-wife got 14 dollars in gas at a gas station once. She had about 55 in the account. No problem right? Nope! The gas station put a hold for 75 dollars! Why would a gas station have holds of $75. The bank has a racket also. That hold was only a pending transaction, but it Anonymousnoreply@blogger.com