tag:blogger.com,1999:blog-9067208411663732207.post1745923536614049226..comments2024-02-02T18:58:56.621-05:00Comments on Seek Wisdom, Find Wealth: 5 Scams That Ruin The Black CommunityPatrice C. Washingtonhttp://www.blogger.com/profile/14854379974626115080noreply@blogger.comBlogger41125tag:blogger.com,1999:blog-9067208411663732207.post-31456615007524036702012-10-06T17:46:34.106-04:002012-10-06T17:46:34.106-04:00Financial literacy is available at our fingertips....Financial literacy is available at our fingertips. 1. "Fixing" our individual credit profile. 2. Protecting our Identity. 3. Protecting our family with a will and trust, power of attorney. 4. Using a debit card that reports positive trade lines when used to pay cell phone, cable, utility bills and etc.5. A business of your own that has tremendous tax advantages. The problem is we want Royhttps://www.blogger.com/profile/15755690954681124842noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-46761826991688617182012-09-27T16:54:11.812-04:002012-09-27T16:54:11.812-04:00I believe we should start with the children. I am ...I believe we should start with the children. I am so tired of seing little children that know how to shake their butts and curse at the age of two.Then the mother's think this is cute. Teach your kids how to respect their elders and others.Then save for them to go to college rather than trying to get over on everybody. We have to start with the children so that we can stop this cycle of Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-17929929698636023542012-09-09T09:27:44.790-04:002012-09-09T09:27:44.790-04:00Well either way, I don't believe you should at...Well either way, I don't believe you should at any time stop calling on the LORD, but the article is definitely on point otherwise, especially the foreclosure process, and I remember our President saying these same words at one time and they ring so true: The reason so many of us have fallen prey to foreclosures is because we did listen to others instead of performing our own search and Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-83833561306192828062011-04-27T08:47:06.669-04:002011-04-27T08:47:06.669-04:00For years as a child I grew up seeing my family fa...For years as a child I grew up seeing my family fall prey to each category listed. As I grew I promised myself that my financial state and desire to gain knowledge about economics would be different. Check out my blog to view some financial information I am sharing. www.cleverlychanging.comCleverly Changinghttps://www.blogger.com/profile/12180433226647594167noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-86365406570506685552011-04-26T12:27:53.074-04:002011-04-26T12:27:53.074-04:00Interesting article but I think connecting Pay Day...Interesting article but I think connecting Pay Day loans with Montell Williams is incorrect. At least on the commericals I see him on he is selling a loan-service of sorts but it's not a payday loan (which he makes clear in the advertisment).Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-24908696361206301372011-04-25T21:09:00.092-04:002011-04-25T21:09:00.092-04:00Very interesting article. I just knew that the lo...Very interesting article. I just knew that the lottery would be on the list. I never used to play but recently have played a few times trying to win the mega million. So much for that. Anywho. The others on the list I can see how that would be a problem for the black community. It just sounds like something that those of the caucasian persuasion were doing and black people starting doing itAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-89573090492920716032011-04-24T12:38:41.508-04:002011-04-24T12:38:41.508-04:00Outstanding! It's so easy to fall victim to th...Outstanding! It's so easy to fall victim to these scams when you're broke. In addition to these five, you should write a book other ways Black people have fallen behind other groups and what we can do to bounce back. Obama's election was a start. It showed once and for all you can't use your color as a reason to fail or even try. I hope the long term outcome is a real network of Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-25728434956752736022011-04-23T22:01:09.603-04:002011-04-23T22:01:09.603-04:005 Things The Black Community Believe Are Scams, BU...5 Things The Black Community Believe Are Scams, BUT Wrong About<br /><br />1. Education (real learning, not just remembering, reading, math, history, science)<br /><br />2. Relationships (marriage, not bootycalls, not cheating)<br /><br />3. Financial Awareness (buy a house before buying a new car)<br /><br />4. Togetherness (we say brother, sister, claim family and hood, but don't work Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-37782056267787727092011-03-03T10:52:37.540-05:002011-03-03T10:52:37.540-05:00Excellent article. I have a friend who rents her f...Excellent article. I have a friend who rents her furniture smh I will never understand the concept of that. I also think timeshares is a rip off, sorry but no one can convince me to purchase one of those. I have did the payday loans but only once and was sorry I did it. I am glad I found this blog and I have saved the website in my favorites. Yes we have to do better.215girlnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-52181106382538461852011-02-14T13:33:01.551-05:002011-02-14T13:33:01.551-05:00Beautiful article! The bad part is, no matter how ...Beautiful article! The bad part is, no matter how much you try to show folks that these (especially the loans and lottos) are not the way to go, they refuse to hear it.<br /><br />Blessed BeCandynoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-38547855297363830272011-02-14T06:35:30.110-05:002011-02-14T06:35:30.110-05:00You really need to run this more often I had to po...You really need to run this more often I had to post this on my blog so I can open the eyes of the people I come in contact with. I be following you Patrice!!!!Kmac1https://www.blogger.com/profile/12121816678367752303noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-87170135863254608672011-02-13T13:53:48.049-05:002011-02-13T13:53:48.049-05:00I think this article should run at least ounce a w...I think this article should run at least ounce a week.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-89418363863875360062011-02-12T19:57:27.263-05:002011-02-12T19:57:27.263-05:00This comment has been removed by a blog administrator.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-49423253486476455352011-02-12T19:24:06.614-05:002011-02-12T19:24:06.614-05:00Number 5, the one about the lotteries, is part of ...Number 5, the one about the lotteries, is part of our magical thinking (some may see the black church as part of that too m=but I am leaving that aside here because it is a complicated issue.) This is about the lottery and the numbers, and the ways we mentally try to inject a little hope to try to escape the grinding financial conditions that would otherwise cause us to lose our minds. I grew Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-24713057022235016982011-02-12T17:31:27.756-05:002011-02-12T17:31:27.756-05:00I loved the artical you hit most of the scams but ...I loved the artical you hit most of the scams but I think that you left out one very big super scam that black people fall into and that is the rent to own or pay as you go. I know people want nice things but sometimes we have to wait if you can't afford it now put it on lay-a-way or save up for it don't give those rapers your money. I must explan that what you end up paying them for whatrrswanrenaehttps://www.blogger.com/profile/07759087603543036308noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-76690519808729000362011-02-12T15:19:15.090-05:002011-02-12T15:19:15.090-05:00This is an excellent article!!!! This type of info...This is an excellent article!!!! This type of information should be taught in school as well as educating adults!! Children see what adults do so they already have in their mind that should do the same thing!! what we call generational curse, so the only way to break it is to start opening up the childrens mind early on... Unfortunately, the people who need to read or understand this article Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-31491706299499181892011-02-12T13:45:22.258-05:002011-02-12T13:45:22.258-05:00i know without a state lotto our school system wou...i know without a state lotto our school system would noy be laying off teachers,and other staff so before u take a swipe at state lotto's look at the facts tunica miss was 1 of the poorest in the country before the casinoes,tenn is not haveing problems with money 2 pay 4 schools cause of the lotto but alabama is big timeAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-70336502342486150132011-02-12T11:46:24.039-05:002011-02-12T11:46:24.039-05:00Excellent article. Should have also included the &...Excellent article. Should have also included the "buy here pay here" used car lot ripoff. I believe much of this stems from an "instant gratification" mindset that has permeated our community (myself included at one point in my life)fishtailhttps://www.blogger.com/profile/02170588049825265855noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-2017214929287938562011-02-12T10:54:34.563-05:002011-02-12T10:54:34.563-05:00Useful, Useful, Useful information. Thank you for ...Useful, Useful, Useful information. Thank you for the insight!<br /><br />FeliciaMiss Insight 4 Uhttps://www.blogger.com/profile/05297733255673139441noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-85021603820532871222011-02-12T10:13:13.017-05:002011-02-12T10:13:13.017-05:00Now thats news we can use! I hope BP keeps doing t...Now thats news we can use! I hope BP keeps doing these types of articles, Instead of gossip & other B/S that usually dominates the site.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-51315910645590895942011-02-12T09:00:26.181-05:002011-02-12T09:00:26.181-05:00Well what has been said today is indicative to how...Well what has been said today is indicative to how we did in school alot of times. Know that DUMB people will always be and get used. Not saying that it cant happen to someone woth Good Sense. But like Maya Anjalou said " When you Know better you Do better". Alot of blacks feel they know it all and fall prey to these scams. Black people start using Basic Common Sense and most of your Da'Von Common Sense Dorsettnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-21061681569614278662011-02-12T08:24:17.834-05:002011-02-12T08:24:17.834-05:00To my last Anonymous poster, I think you should re...To my last Anonymous poster, I think you should read 5 Reasons Black Women Can't Save Money. It's under the Most Popular Blog Posts and I touch on ALL of that! Hairs, nails & designer clothes for kids with no college funds!Patrice C. Washingtonhttps://www.blogger.com/profile/14854379974626115080noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-27087096341355757912011-02-12T08:13:07.190-05:002011-02-12T08:13:07.190-05:00I'm glad some people already added church to t...I'm glad some people already added church to this list. They demand that you give 10% of your gross income, plus expect money in the collection plate at every service for general and love offering, plus expect you to support every fundraiser and don't be part of the choir since the robes are expensive and there's dues and let's not forget the "roof or building" Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-26148033814049217572011-02-12T07:58:58.256-05:002011-02-12T07:58:58.256-05:00Based the comments across all the sites this post ...Based the comments across all the sites this post has popped up on, I think I know what next weeks topic is! Thanks for the feedback everyone! Keep it coming.Patrice C. Washingtonhttps://www.blogger.com/profile/14854379974626115080noreply@blogger.comtag:blogger.com,1999:blog-9067208411663732207.post-67046642970768702742011-02-12T07:00:06.081-05:002011-02-12T07:00:06.081-05:00You forgot the liquor stores they are placed there...You forgot the liquor stores they are placed there to keep you from feeling the full effect of the scams that are being implimented. Or at least to make you numb about the shafting that's taking place.speakwithlarryhttps://www.blogger.com/profile/04433703340727666359noreply@blogger.com