Most people understand the saying that we are “creatures of habit.” The part they don’t get, however, is that habits come in two forms: doing and not doing. Many of us can think of the things we actively do each day as habits which may be either good or bad. But, when you don’t do the things you know you should be doing, then you are practicing the often unnoticed habit of simply not doing, which can be just as detrimental. As I tell my clients often, “Stop telling me what you are trying to do. You’re either doing or you’re not doing. There is no in between.”
So, if you aren’t practicing wealthy habits, then more than likely you are practicing un-wealthy habits. Once you acknowledge that there is no in between and begin to take action, you can move onward and upward. The choice is ultimately yours.
Here are a few ways to begin creating wealthy habits today:
DEFINE YOUR GOALS
The number one reason people fail is because they have no goals to begin with. It’s impossible to get what you want if you aren’t exactly sure of what you want. You need to be clear about your intentions in order to create them. Write them down and be as concise with any details, as possible – especially those dealing with numbers or financial objectives. You’ll be amazed at how opportunities come about and begin to lead you in the direction of your goal.
Related Post: How to Set Financial Goals You Can Achieve
DECLARE A PURPOSE
You have to know the “why” behind what you want. Without declaring a purpose, you’ll continue to live in the moment and blindly throw money away. Knowing the “why” of what you are doing, will keep you focused on reaching both long- and short-term goals. Depending on what goals you’ve set for yourself, find your purpose by filling blanks like these:
“Creating an additional $1,000/mo in income would allow me to . . .”
Ex. . . . graduate from college with minimal debt.
“Saving $50 from each paycheck would allow me to. . . “
Ex. . . . treat myself to a dream vacation in 2013.
